What you agree to when you use Ovrlayed.

What Ovrlayed is

Ovrlayed is a subscription software platform that surfaces mathematically positive expected-value bets in UK and Irish horse racing markets. It does this by benchmarking live bookmaker prices against exchange-derived fair value, then ranking and delivering the results to your dashboard in real time.

Ovrlayed is an information and data tool. It does not place bets, hold funds, or provide financial advice. You remain fully responsible for your own betting decisions, stake sizing, and the financial consequences of those decisions.

Your account

You must be 18 or older to create an account. One account per person. You are responsible for keeping your login credentials secure and for all activity that takes place under your account.

If you believe your account has been compromised, change your password immediately from the account page and contact us.

Subscriptions and billing

Subscriptions are billed monthly and renew automatically on approximately the same date each period. Your subscription continues until you cancel. Cancellation takes effect at the end of the current paid period — you retain access until then.

Billing, payment method changes, invoice history, and cancellation are all managed through the Stripe billing portal linked to your account. Ovrlayed does not store your card details directly.

Product access

The products included in your plan are detailed on the pricing page. Access to specific products — Dashboard, Notifications, Discord — depends on the tier active on your account at any given time.

If your payment fails or your subscription lapses, your product access will be suspended until the subscription is reinstated.

Acceptable use

Your subscription is for your personal use only. You may not share your account, resell access, scrape or automate requests to the platform, reverse engineer the software, or use the service in any way that interferes with its operation or harms other users.

Violations may result in immediate suspension or permanent removal of your account without refund.

No guarantees

Positive expected value is a long-run mathematical concept. Individual bets identified by Ovrlayed can and do lose. Ovrlayed makes no guarantee of profit, return, or outcome. Past edge levels are not indicative of future results.

You use this information entirely at your own risk.

Platform changes

Ovrlayed reserves the right to change features, pricing, plan names, and product structure at any time. Material changes will be communicated through the platform before they take effect.

Governing law

These terms are governed by the laws of England and Wales. Any disputes arising from use of the platform will be subject to the jurisdiction of the courts of England and Wales.